Best Refer and Earn Apps In 2022 | High Paying Referral Apps

Are you looking for refer and earn apps? I know you are.

Good news for you. I am going to share high-paying best refer and earn apps referral apps in this post. You can earn a really good amount of money from those apps.

But the problem real problem arises when you find the best refer and earn app. You might be thinking what’s the problem here.

Let me elaborate. Once you find good apps you share the links with your family, friends, and relatives. You can’t get many expect all of them will install the app. So you can’t make a lot.

What’s the solution?

In this post, I am going to share where you can share your referral links and codes to get potential users. More users=More money.

Now, most people are wasting time on smartphones. The smartphone is not a bad thing. But people are abusing it. But you can utilize your smartphone and earn money from it.

Refer and Earn Apps
Refer and Earn Apps

Yes, my friend, you can make it. And I am not saying this without any proof. I have seen many people doing that. People are making real money using their smartphones.

I am going to share some hand-picked refer and earn apps. Not only the apps, but I am going also to discuss where you can share the referral codes/links. Just stick with this post.

Let’s see…

Best Refer and Earn Apps In 2022

There are so many money-earning apps in the market. So it is very confusing to choose the best app.

Don’t worry I am here for some of the best apps that pay a really good amount of money through their referral programs.

Read Also:

Here is the refer and earn apps list.

I have categorized refer and earn apps in different categories.

#1 Reselling Refer and Earn Apps

Reselling is a great way to earn money from your home. You can set your own profit and earn maximum profits.

Through reselling, you can expect to earn from Rs.10,000-Rs.25,000. Even some people earn more than this. It depends on your effort.

#I Meshoo

Refer and Earn Apps: Meesho

Meshoo is a reselling platform. A registered user can make money by reselling products to potential customers. You just have to share the product catalog with the customers.

Do you want to how Meesho works? Check out this.

 Not only by reselling, but you can also make money with the referral program.

Meesho Referral Code is – KQTTEBR36113

  1. First, you need to download the Meesho app.
  2. Enter your Mobile number and verify it.
  3. Start reselling and earn money.
  4. You can share your referral code with your friends.

#II Shop101

Refer and Earn Apps: Shop101

Shop101 is a reselling app in India similar to Meesho. There are more than 90+ lakhs sellers in the Shop101 app. According to Shop101, You can earn Rs.25,000 per month.

Recommend Read: A Super Detailed Guide About Shop101.

#III Shopsy App

Refer and Earn App - Shopsy

Shopsy is launched by Flipkart. They have said it will increase earning opportunities in India.

With the Shopsy app, you can make money from your smartphone. Wondering how?

I have shared step by step guide on how to make money on the Shopsy app.

Shopsy is paying Rs.150 per referral. You can share this app with your friends.

Follow the steps to register on it.

  1. Just download the Shopsy app from here.
  2. Enter your mobile number and verify it.
  3. After verifying the account you can start earning from Shopsy.
  4. Now go to your “Account” and tap on “Refer & Earn”.
  5. Then share the referral link with your friends.
  6. Once anyone registers through your link and order something you will get Rs.150 cashback and those who join through your link will get Rs.150.

#2 Stock Trading Refer and Earn Apps

Stock Trading apps pay a good amount of referral bonus. You can earn Rs.250-1200 per referal.

#I Upstox Referral Program – Highest Referral Bonus

Best Stock Trading Refer and Earn App

Upstox is one of the most popular stock trading apps in India.

It has also a great referral program. You can earn Rs.1200/800/600/400 per successful referral. It is the best referral earning app as it is paying a high referral bonus.

I have shared a detailed guide about the Upstox referral program. You can check that for more info.

Upstox is paying really high referral rewards as compared to others. If you were looking for a stock trading app, you should check the Upstox app.

Upstox Referral Code is – 27AU6N

  1. First of all, download the Upstox app.
  2. Now sign up on the app with your details.
  3. Once you signed and verify our KYC.
  4. Share your referral link.
  5. You will get Rs.1200 per successful referral.

#II INDmoney

Best Refer and Earn Apps: INDmoney

INDmoney app is a one-investing app. With this app, you can invest in stocks, mutual funds, and crypto. You can invest in US stocks as well.

The app is offering Rs.500 per referral. You will also get Rs.750 as sign-up bonus.

Here’s I have shared how you can get Rs.750 on INDmoney.

#III Angel One

Angel One App To Earn
Angel One Referral Code

Ange One is another stock trading app. Earlier it was known as Angel Broking. Recently they rebranded the app. They are paying Rs.500 for every successful. You can withdraw your referral earning to your bank account. To know more about Angel One, you should check out this post.

  1. Download the Angel One app.
  2. Enter your Name and Mobile Number.
  3. Now enter your PAN Card, DOB, Email Id, & Bank account details.
  4. Upload your PAN Card photo and Bank Passbook Photo.
  5. Enter the Aadhaar Card number and verify it.
  6. Tap on Refer and Earn and share your referral code.
  7. You will get Rs.500 per referral.

#3 UPI Refer and Earn Apps

#I Google Pay

Gpay UPI Refer and Earn App

There’s a good chance that you heard about Google Pay. Now it is known as G-Pay. You might have seen ads on TV and Youtube. G-Pay is one of the most popular UPI apps. Do you know they have a good referral program?

You can refer and earn money in bank account directly.

They keep changing their referral reward like Rs.101, Rs.201, Rs.275, etc. The reward is also user-specific. You can check all the details about G-Pay here.

Google Pay Referral Code is – s41zu73

  1. Just download the G-Pay app.
  2. Enter your Mobile Number and select your Google account. 
  3. Verify your number by entering the OTP.
  4. Link your bank account.
  5. Now send money to any UPI ID. 
  6. Once you do the first money transfer you will get Rs.21 as sign up bonus.
  7. Now tap on Refer and Earn and share your referral code.

#II PhonePe

UPI Refer and Earn Apps: PhonePe

PhonePe is an Indian UPI app. In terms of transaction volume, PhonePe is the largest UPI app. The user interface of the app is also quite good. It has also a referral program. This is one of the best UPI refer and earn apps.

The referral reward varies from user to user. They offer as much as Rs.200 per successful referral. But sometimes they offer Rs.100. If you are not using PhonePe, you can download the PhonePe app. After downloading the app make sure to a transaction worth Rs.100.

PhonePe Refer and Earn:

If you are not a PhonePe user, you can register on it by following the steps below.

  1. First of all, download the Phone app.
  2. Now register on the app with your details.
  3. Select your bank account and link your UPI.
  4. Now do a transaction using UPI.
  5. Then tap on “Refer & Earn”.
  6. Share the PhonePe referral link with your friends.
  7. Tell them to register, link accounts, and do a transaction.
  8. Once they do any transaction using UPI, you will get Rs.100 cashback.

You can earn a maximum of Rs.9,999 with this refer and earn app.

#III Paytm

Paytm UPI Refer and Earn

Paytm need no introduction. Paytm introduces us to the word cashback. Although now there are many apps that give cash back.

Do you know Paytm has a referral program?

You can earn flat Rs.100 cashback per referral.

I am sure that you have already installed the Paytm app on your Smartphone.

  • Just open Paytm and copy your referral link.
  • Now share the link who don’t have Paytm.
  • Tell them to register and do a UPI transaction.
  • You will get a flat Rs.100 in your Paytm linked bank account.

#4 Crypto Refer and Earn Apps

Crypto was in trend last year. Still, the craze is going on. You might have seen many crypto exchange platform ads.

Some crypto platform offers a good amount of commission for referrals.

#I Binance

Binance referral program

Binance is the largest crypto exchange in the world. You can trade more than 500 cryptocurrencies on Binance. The Binance referral program is quite popular. You can earn up to 40% referral commission.

Recommend Read: A Detailed About Binance Referral Program.

#II WazirX

WazirX Referral Program

Want to invest in crypto? WazirX can be a good platform.

WazirX is an Indian crypto exchange platform. You can trade cryptocurrencies including Bitcoin using WazirX. You will get a 50% commission on your friend’s trade fees.

WazirX referral code is – zgfkr9jw

  1. First, download the WazirX app from here.
  2. Tap on Sign Up and enter your basic details.
  3. Verify your Mobile Number and Email ID.
  4. Complete the KYC verification.
  5. Now share your WazirX referral code.
  6. You will get a 50% commission on your friend’s trading fee.

Want to know more about WazirX, I have shared a detailed post about WazirX crypto exchange platform.


Cryprto Refer and Earn Apps: CoinDCX

Trusted by over 6 million users, CoinDCX is another crypto exchange platform in India. You can trade Bitcoin and other cryptocurrencies. And you can start with as low as Rs.100.

You will get Rs.100 ETH per referral. Your friend will also get Rs.100 ETH for signing up using your referral code.

CoinDCX referral code – 91756602

  1. First, just download the CoinDCX app.
  2. Now open the app and register using your details.
  3. If it asks for a referral code then enter this CoinDCX referral code – 91756602.
  4. Now tap on “Account”. Here you can see the “Refer and Earn”.
  5. Share your referral code. You will get Rs.100 worth of ETH per referral.

#IV BuyUcoin

Crypto Refer and Earn App: BuyUcoin

BuyUcoin is a Delhi-based crypto exchange platform with over 1 million users. You can buy 130 tokens on this platform.  BuyUcoin referral program is paying a 30% commission. That means you will get a 30% of your friend’s trade fee.

Buyucoin App Referral code is – buyucoin58629300

  1. First, you need to visit BuyUcoin from here.
  2. Enter your Name, Email ID, & enter this referral code buyucoin58629300.
  3. Tap on “Create Account”. Verify your mail.
  4. Now enter your details.
  5. Then verify your Mobile Number and complete KYC.
  6. After that, you can share your referral code.

To know more about it, check out this post about BuyUcoin.

#V BitBns

BitBns Referral

BitBns is a crypto exchange with 2.2 million users. You can buy more than 144 cryptos like BTC, ETH, LTC, etc. With the BitBns referral program, you will get 50% of their trade fee.

You can register by following the steps to get Rs.100 free worth of BTC.

Bitbns Referral Code is – 1039933

  1. First, just visit BitBns registration page.
  2. Enter your Mail ID and create a password.
  3. Now enter this referral code “1039933”.
  4. Verify your mail and create an MPIN.
  5. Then complete the KYC verification.
  6. Now trade a minimum of Rs.100.
  7. You need to share you referral code.

Want to know how to get Rs.100 worth BTC on BitBns.

#VI Sun Crypto

BitBns Referral

Sun Crypto is a crypto exchange platform but not much popular. You can trade 30+ cryptocurrencies on Sun Crypto. It is paying Rs.50 worth BTC per referral. 

  1. First, you need to download the app from Play Store.
  2. Now register on the app using your basic details. 
  3. Use this referral code “154806” to get Rs.50 bonus.
  4. Now complete your KYC.
  5. After completing KYC, you can refer and earn.

I have shared how you can withdraw money from Sun Crypto.

#VII CoinSwitch Kuber

Refer and Earn: CoinSwitch Kuber

CoinSwitch is a Bangalore-based crypto exchange platform. With over 10 million users it is one of the most popular crypto exchange platforms in India. It is backed by Coinbase, Ribbit Capital, Tiger Global, Andreesen Horowitz, Paradigm, Sequoia. You will get Rs.100 worth of BTC per referral. 

  1. First, download the CoinSwitch Kuber app.
  2. Now enter your Mobile Number and verify it.
  3. Set a 4-digit PIN.
  4. Enter your details and complete KYC.
  5. Now deposit Rs.100 and buy any crypto. 
  6. You will get Rs.100 worth of BTC for free.

Here I have shared how you can get Rs.100 for signing up and Rs.100 per referral on CoinSwitch.

#VIII Krypto App

Krypto Referral Program

As you can guess from the name itself that it’s a crypto exchange app. According to Krypto, it’s  India’s finest crypto platform. Now it has 2 lakhs+ users. The platform has been featured in Digital India, Your Story, Dailyhunt, and many more.

Krypto App referral code is – RFTH0E

  1. First, download the Krypto app and tap on ”Register”.
  2. Enter Email ID and create a password to register.
  3. Now verify your Email ID.
  4. Then complete KYC. 
  5. After completing KYC tap on “Profile” and then tap on “Referral Code Redeem”.
  6. Enter this referral code RFTH0E. You will get a scratch card for entering the code.
  7. You will get FREE crypto inside the card.

I have shared how you can get free crypto on the Krypto app.

#5 e-Sport Refer and Earn Apps

#I MPL App

MPL Refer and Earn App

MPL is the most popular gaming platform with over 9 crores of users. There are more than 60 games available to play. You can earn real money by playing those games. Every day users are earning 40 Crores from MPL according to

With the MPL referral program, you will get Rs.75 when anyone joins using your referral code. And you will 50% of your referee’s deposit amount up to Rs.75.

When anyone joins using your referral code he/she will get Rs.75 instantly and up to Rs.75 on playing.

I have shared a detailed guide on the MPL app.

Now lets see some refer and earn apps without investment.

#6 Unique Refer and Earn Apps

#I Honeygain App

Honeygain Refer and Earn

With the Honeygain app, you can make money without doing anything. You just need to install the app on your device. No need to do anything. It can be installed on both Mobile and PC.

You will get $5 instantly as a sign-up bonus.

If your friend joins through your referral code, you will get 10% of your friend’s earnings.

I have written a post dedicated to Honeygain. Feel free to check that.

#17 Current Rewards App – Earn Money Listening To Music

Refer and Earn App: Current Rewards

Current Rewards app will pay you for listening to music. Yeah, you’ve read it right. You can literally earn real cash for playing music. There are also other ways to earn money like completing surveys, playing games, watching videos, and referring.

Want to try the app,

Download the Current Rewards app.

#7 Cashback Refer and Earn Apps

I am sure that you shop online multiple times a month. Do you know you can earn cashback for shopping online?

Here are some of cashback apps.

#I EarnKaro

EarnKaro Refer and Earn App

EarnKaro is a website where you can earn money for shopping. Once you are registered, you can start earning money for shopping online. You can also share links with your friends, you will get a commission for each sale.

There are about 150 brands. You can choose which brand you want to share.

The best part is if you invite a friend to EarnKaro and he joins, you will get 10% of their earnings for a lifetime.

Recommend Read: How to get started with EarnKaro- Step-By-Step.

#II CashKaro

Refer and Earn Cashback: CashKaro

CashKaro is the most popular cashback and coupon website.

Now people are shopping online like crazy. Do you know that you can earn for shopping online?

You can shop on Amazon, Flipkart, Myntra, etc through CashKaro. You will cash back for shopping online. 

Apart from this, they have a referral program. You can get 10% of your friend’s earnings for a lifetime.

  1. First, visit CashKaro registration page.
  2. Now enter your details and complete the captcha. 
  3. Verify your Mobile Number by entering the OTP.
  4. Whenever you shop online shop through CashKaro, you will get cashback.
  5. Share your referral link with your friends.

Wanna make some extra money with CashKaro, check out this post I have shared how you can make money on the CashKaro without shopping yourself.

#III Zingoy


Zingoy is a cashback earning and Gift Card Buy/Sell website. The site will pay you for shopping. You can shop from over 200 stores.

With the Zingoy referral program, you can earn 10% of your friend’s earnings forever.

Recommend Read: Zingoy Refer and Earn

Now you know some high-paying referral apps to earn money. But where to share the referral links?

Now I am going to share some tips on where you should share the apps.

1. WhatsApp Group: I know you are a member of some WhatsApp groups. In those groups, you can share your referral code or link.

2. Facebook Group: Just go to Facebook and search for some money-earning app groups. Just join them and share your referral links there. Some of them will not allow you to share that’s ok.

3. Telegram Channel: It’s my favorite way to share referral links. You just need to create a Telegram channel. And give it a name like “Refer and Earn”, “Best Refer and Earn”, “Mony Earning Apps”, “Paytm Cash Earning Apps”, etc. You can choose any name. I am suggesting names for what people are searching for. You can also think like that and choose an even better name. If you don’t know people search on Telegram also. Once you get some subscribers on Telegram you can start sharing your links. But it will take some time to get users.

4. Instagram Reel: I know you are aware of Reels. Most people make Reels for entertainment. But you can make reels about earning money and share your links in your Instagram Bio. So after seeing your Reels people register on the apps.

I hope these methods will help you to get more referrals and eventually more money.

Frequently Asked Questions

Which app gives best refer and earn?

All these apps best refer and earn apps in the market. But Upstox is paying a really high amount of referral bonus.

Which app gives a signup bonus?

Honeygain gives $5 as sign-up bonus.

How much can I earn through these refer and earn apps?

This depends on you. How many apps are you using and how much time you are giving, etc.

Best Refer and Earn Apps Conclusion

I have chosen some best refer and earn apps. You can earn a really good amount of money with these apps.

Let me know which gonna will you try first.

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